BBL Shubidha 4.1.0

BRAC Bank Limited ❘ Freeware ❘
Android iOS
out of 12 votes

Seamless Banking Experience with BBL Shubidha

Minh Ong

02/25/2025

BBL Shubidha by BRAC Bank Limited provides a user-friendly platform for convenient banking solutions, making financial transactions easy and accessible for all customers.

BRAC Bank (BBL) 'Shubidha' is a mobile application designed to provide a seamless digital experience for eligible customers seeking retail loan products. This app streamlines the entire loan process, from application submission to assessment and fund disbursement, ensuring a quick, secure, and user-friendly borrowing procedure.

Key features of the BBL Shubidha app include:

Detailed Information:
- Explore the features and benefits of BRAC Bank's digital loan products.
- Access a list of authorized merchants where you can utilize your digital loan for purchases.
Eligibility Check & Application Submission:
- Verify your loan offers.
- Complete necessary steps like taking a selfie and accepting the loan terms.
- Submit your loan application by 8 pm on any working day.
Instant Loan Decision:
- Receive a quick decision on your loan application.
- Obtain a Loan Reference Number on approval.
Loan Processing:
- Pay the processing fee using your BRAC Bank account through the app at the merchant outlet.
Product Delivery:
- Instruct the merchant with the product delivery code provided in the app to receive your purchased item.
Status Tracking & Profile Viewing:
- Check the progress of your applications and view your profile at any time.
Pre-Login Services:
- New user registration and password setup options are available.

The loan features offered through the app consist of:

Interest rate of 9% per annum
Tenure options ranging from 3 to 18 months
A sample Loan Repayment Schedule is provided for transparency.

If you opt for a BDT 100,000 loan with a 12-month tenure at 9% annual interest, your monthly installment will be approximately BDT 8,745. The total repayment amount (principal + interest) would sum up to BDT 104,942. Additional charges like processing fees (0.5% of the loan amount + VAT) and other applicable fees might be incurred during the process.

To access this digital lending platform, you must have:

An active BRAC Bank account with a debit card
An iOS-powered smartphone
A stable internet connection

We value your input and recommendations. For inquiries or feedback, please contact us at 16221.

Overview

BBL Shubidha is a Freeware software in the category Business developed by BRAC Bank Limited.

The latest version of BBL Shubidha is 4.1.0, released on 05/29/2024. It was initially added to our database on 05/29/2024.

BBL Shubidha runs on the following operating systems: Android/iOS.

Users of BBL Shubidha gave it a rating of 3 out of 5 stars.

Pros

User-friendly interface that simplifies banking tasks.
Wide range of services including personal, business, and microfinance options.
Strong backing from BRAC Bank, ensuring reliability and trust.
Convenient mobile app for banking on the go.
Quick online account setup process.
Multiple payment options and easy fund transfers.
24/7 customer support available through various channels.

Cons

Limited availability in rural areas compared to urban regions.
Some users report occasional technical glitches with the app.
Higher fees for certain transactions compared to traditional banking methods.
Requires a stable internet connection for optimal use.
Certain advanced features may only be available for premium account holders.

Minh Ong

I'm Minh, a software engineer and author with a passion for exploring and writing about the latest in software and technology. With my experience in software development and a specialization in software updates and content creation, I bring a deep understanding of the tech landscape to my reviews and articles. My focus is on providing you with comprehensive insights into general software topics and the latest industry news.

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