4.1.0 Safe to install
Seamless Banking Experience with BBL Shubidha

BBL Shubidha by BRAC Bank Limited provides a user-friendly platform for convenient banking solutions, making financial transactions easy and accessible for all customers.
BRAC Bank (BBL) 'Shubidha' is a mobile application designed to provide a seamless digital experience for eligible customers seeking retail loan products. This app streamlines the entire loan process, from application submission to assessment and fund disbursement, ensuring a quick, secure, and user-friendly borrowing procedure.
Key features of the BBL Shubidha app include:
- Detailed Information:
- Explore the features and benefits of BRAC Bank's digital loan products.
- Access a list of authorized merchants where you can utilize your digital loan for purchases.
- Eligibility Check & Application Submission:
- Verify your loan offers.
- Complete necessary steps like taking a selfie and accepting the loan terms.
- Submit your loan application by 8 pm on any working day.
- Instant Loan Decision:
- Receive a quick decision on your loan application.
- Obtain a Loan Reference Number on approval.
- Loan Processing:
- Pay the processing fee using your BRAC Bank account through the app at the merchant outlet.
- Product Delivery:
- Instruct the merchant with the product delivery code provided in the app to receive your purchased item.
- Status Tracking & Profile Viewing:
- Check the progress of your applications and view your profile at any time.
- Pre-Login Services:
- New user registration and password setup options are available.
The loan features offered through the app consist of:
- Interest rate of 9% per annum
- Tenure options ranging from 3 to 18 months
- A sample Loan Repayment Schedule is provided for transparency.
If you opt for a BDT 100,000 loan with a 12-month tenure at 9% annual interest, your monthly installment will be approximately BDT 8,745. The total repayment amount (principal + interest) would sum up to BDT 104,942. Additional charges like processing fees (0.5% of the loan amount + VAT) and other applicable fees might be incurred during the process.
To access this digital lending platform, you must have:
- An active BRAC Bank account with a debit card
- An iOS-powered smartphone
- A stable internet connection
We value your input and recommendations. For inquiries or feedback, please contact us at 16221.
Overview
BBL Shubidha is a Freeware software in the category Business developed by BRAC Bank Limited.
The latest version of BBL Shubidha is 4.1.0, released on 05/29/2024. It was initially added to our database on 05/29/2024.
BBL Shubidha runs on the following operating systems: Android/iOS.
Users of BBL Shubidha gave it a rating of 3 out of 5 stars.
Pros
- User-friendly interface that simplifies banking tasks.
- Wide range of services including personal, business, and microfinance options.
- Strong backing from BRAC Bank, ensuring reliability and trust.
- Convenient mobile app for banking on the go.
- Quick online account setup process.
- Multiple payment options and easy fund transfers.
- 24/7 customer support available through various channels.
Cons
- Limited availability in rural areas compared to urban regions.
- Some users report occasional technical glitches with the app.
- Higher fees for certain transactions compared to traditional banking methods.
- Requires a stable internet connection for optimal use.
- Certain advanced features may only be available for premium account holders.

Minh Ong
I'm Minh, a software engineer and author with a passion for exploring and writing about the latest in software and technology. With my experience in software development and a specialization in software updates and content creation, I bring a deep understanding of the tech landscape to my reviews and articles. My focus is on providing you with comprehensive insights into general software topics and the latest industry news.
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